Broker Check

Worried about the Market? We’ve Planned for the Ups and Downs.

March 22, 2022
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Global unrest, inflation, energy costs -- it’s understandable that you might be wondering what’s coming next, and how it will impact your financial goals. Market swings are a normal part of investing, and one of the main reasons we worked together to build a financial plan.

While no one can anticipate exactly what will happen in the future, our plan takes market volatility and risk management into account as we move toward your goals. But if worry still creeps in, consider:

  • Declines are a normal part of the market cycle. In fact, there have been 11 substantial bear markets since the Great Depression, and each time, the market has recovered.1
  • Your long-term goals are just that – long-term. And they probably haven’t changed just because of recent market events. A well-balanced portfolio is designed to weather the storm while still keeping you on track.
  • We closely monitor your portfolio on an ongoing basis, and make adjustments to help manage risk and seek opportunity.

During times like these, I also believe it’s important to ask clients about other investments they might have – 401(k) plans from previous employers, online accounts and accounts with other firms. If you have investments like these, know that I’m happy to review your overall portfolio. Having strategies, risk assumptions and asset allocation models that are aligned across all your investments is especially important in volatile markets. In many cases, I can also help identify important tax considerations and opportunities, like tax loss harvesting.  

Whether you’ve got specific questions or ideas, want to do a broader portfolio review, or just want to go back over the assumptions we made when we built your financial plan, we’re here for you. The market has been through worse times, but a quick check-in can help you feel more at ease when emotions threaten to outweigh your long-term plans.

Best,